Own a real, cash-flowing fleet, eligible for 100% first-year bonus depreciation.
Own and run a real, cash-flowing equipment fleet, with a major publicly-traded U.S. rental operator supplying the execution layer so you never build a rental yard.
Most participants come through one of two doors, diversifying a windfall into a tax-advantaged real asset, or offsetting a strong income year. The program is structured for both.
You've had a liquidity event and you're looking for something real, a fleet that pays you, isn't correlated to public markets, and comes with a platform that supplies the operating infrastructure instead of making you build it.
The full equipment purchase also typically qualifies for 100% year-one bonus depreciation, so your windfall deploys into a real asset and reduces same-year taxable income in one move.
You have material active income this year, from a business, equity comp, or a particularly strong K-1, and you're looking for an asset that legitimately reduces taxable income through 100% year-one bonus depreciation.
The equipment qualifies. Whether you qualify depends on at-risk basis, material participation, and your specific situation. Your CPA needs to validate the fit.
A fleet across earthmoving, aerial, and material handling generates monthly rental income, typically qualifies for 100% year-one bonus depreciation, and holds residual value as hard collateral. Our platform supplies the operating infrastructure, so you can own and run the business without standing up a rental yard.
Representative figures using the program's published pro forma assumptions. Your specific deal will vary, minimums, pricing, and fit are flexible through our partner relationships.
The year-one tax benefit doesn't sit idle. Redeploy it annually into tax-advantaged real estate or asset-backed yield strategies, and the equipment program becomes a multi-year tax engine for your broader portfolio. Clients working through Cochran Capital can integrate this directly with our real estate platform. An illustrative scenario on $1M of equipment, repeated each year of a 6-year contract:
Take the roughly $200K a year you would have sent to the IRS and put it to work instead. These figures are net of the tax due on each 6-year equipment buyback. Compounded over a career, the gap is generational.
| $200K/yr reinvested | at 16% / yr | at 22% / yr | at 28% / yr |
|---|---|---|---|
| After 10 years | $3.9M | $5.3M | $7.2M |
| After 15 years | $9.3M | $15.5M | $26.0M |
| After 20 years | $20.6M | $43.1M | $90.7M |
Assumes $200,000 contributed at each year-end and compounded at the stated hypothetical annual return (future value of an annuity), less an assumed tax payment of ~$200K at the end of years 6, 12, and 18 (tax on each ~$540K equipment buyback at a 37% rate). Purely illustrative rates, not a projection of program returns and not guaranteed. Actual results and tax rates vary. Your CPA confirms the tax side.
The same $1M example, broken down by year. This is the working math behind the $9,118 in years 1–5 and the $109,118 in year 6, same assumptions as the previous slide.
| Y0 | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Total | |
|---|---|---|---|---|---|---|---|---|
| Initial outlay | −$130,000 | — | — | — | — | — | — | −$130,000 |
| Operating revenue | — | $162,500 | $162,500 | $162,500 | $162,500 | $162,500 | $162,500 | $975,000 |
| Operating expenses | — | −$29,400 | −$29,400 | −$29,400 | −$29,400 | −$29,400 | −$29,400 | −$176,400 |
| Net operating CF | — | $133,100 | $133,100 | $133,100 | $133,100 | $133,100 | $133,100 | $798,600 |
| Debt service (P&I) | — | −$123,982 | −$123,982 | −$123,982 | −$123,982 | −$123,982 | −$123,982 | −$743,892 |
| Balloon + sale, net | — | — | — | — | — | — | +$100,000 | +$100,000 |
| Participant cash | −$130,000 | $9,118 | $9,118 | $9,118 | $9,118 | $9,118 | $109,118 | $24,708 |
The operator's Q2 2026 pro forma assumptions behind this illustration. Cash flow projections in slide 7 are built directly on these assumptions; your lender's current quote and executed note control the financing terms for your specific deal.
The two recurring numbers behind the cash-flow line: how rental revenue is split with you each month, and what the asset manager bills you each year to keep the equipment running.
The single most common pre-call question: what if my equipment is worth less than expected at exit? Here's how the operator's limited-loss guarantee works in dollars, across three exit scenarios on a $1M deal.
| Scenario | Purchase | Illustrated floor (54%) | Sale price | Shortfall | Operator pays | Owner net loss |
|---|---|---|---|---|---|---|
| Projected exit | $1,000,000 | $540,000 | $552,000 | $0 | $0 | $0 |
| Soft market | $1,000,000 | $540,000 | $480,000 | $60,000 | $60,000 | $0 |
| Severe downturn | $1,000,000 | $540,000 | $400,000 | $140,000 | $99,900 | $40,100 |
Real, cash-flowing equipment titled in your name, and an equipment business you own and direct. The platform puts a major publicly-traded U.S. rental operator inside that business so you get national scale without building it. The ownership decisions stay yours.
Your equipment is owned, titled, and operated alongside the same fleet that powers one of the largest rental networks in the country. The operator's incentives are directly aligned with yours: they earn a share of the rental revenue your assets generate.
Participant-owned equipment sits inside the operator's national rental network, same fleet, same software, same demand.
From signed agreement to first rental check, onboarding is built to move fast. The partner team stands up the execution layer while you make the ownership decisions: what to buy, how to finance it, how to insure it, and where your floor price sits.
Three counterparties, three agreements, one outcome, you own specific equipment and receive monthly net revenue distributions to your LLC's operating account.
The platform runs the execution layer. It does not make the ownership calls. These are yours, they are written into your agreement, and they are the substance of running this business.
Our referral fee is paid by the operating partner, not added to your deal. You pay the same as going direct, and get an advocate inside the door who already knows the program from the participant's side.
I've been investing in real estate and asset-backed yield through Cochran Capital for years. When I found this program, I made the equipment purchase myself, the math worked, the operator was credible, and the structure was cleaner than anything else I'd seen in the asset-backed space.
I built OwnaFleet to give individual buyers access to a program that's structured around institutional-size participants. The minimums and the process are designed around larger buyers, most individuals never get a clean door in. Through our partner relationships, we open that door, advocate for you through closing, and integrate the outcome with the rest of what we do at Cochran Capital.
The intro call is the next step. There's no script, bring your questions, your tax situation, and what you're trying to accomplish. We'll figure out together whether this fits.
No obligation, no hard pitch. The path is designed so you can step in at any point and step out at any point, until you actually sign.
Standard but necessary. The points below are not exhaustive, your full diligence kit before signing should include your CPA, your attorney, and the program's underlying documents.