OWNAFLEET
    The MathIs It For Me?AboutFAQ
    Get In Touch
    OWNAFLEET
    The MathIs It For Me?AboutFAQGet In Touch

    For financial windfalls & high-income earners

    Offset your next tax bill with your own managed equipment fleet.

    Own and direct a real, cash-flowing fleet, eligible for 100% first-year bonus depreciation. A major publicly-traded U.S. rental operator supplies the execution layer and national rental network.

    See if this fits →

    The math

    Run your own numbers.

    Move the slider to see how much cash deploys upfront and what the Year-1 tax shelter looks like at your tax rate.

    $1,000,000
    $250K$5M

    Average fleet purchase is $1.2M. Typical minimum is $500K.

    Why this matters: 100% bonus depreciation creates an ordinary business loss. With material participation in the equipment rental activity (which the program is structured to satisfy), that loss offsets all income types — W-2 wages, K-1 income, AND capital gains from a windfall. ~80% of participants come in with a windfall — practice sale, stock sale, business exit.

    Initial cash to deploy
    $130,000
    10% down + 3% aggregation fee
    Estimated Year-1 tax shelter
    $400,000
    100% bonus depreciation × your tax rate

    100% bonus depreciation was restored under the One Big Beautiful Bill Act for qualifying property placed in service after Jan 19, 2025. Whether and how it applies depends on your income, participation, basis, and entity structure. Your CPA confirms scope before you sign. This is not tax advice.

    Informational only · Personal guarantee required · Confirm tax treatment with your CPA

    See if this fits →

    Start here

    See if this fits your year.

    Submit your details and you'll get a booking link plus the full 22-slide overview.

    Best fits: $1M+ windfall or $500K+ annual income

    By submitting, you consent to be contacted by Cochran Management and our program partners. Your information is shared only with the program's vetted partners for the purpose of evaluating your participation. We do not sell or share your data.

    Who this is for

    Two kinds of buyers, one program.

    Most participants come through one of two doors — diversifying a windfall into a tax-advantaged real asset, or offsetting a strong income year. The program is structured for both.

    Diversifying a windfall.
    Capital gain · business sale · inheritance · strong investment year

    You've had a liquidity event and you're looking for something real — a fleet that pays you, isn't correlated to public markets, and doesn't require you to run a business to own it.

    The full equipment purchase also typically qualifies for 100% Year-1 bonus depreciation — so your windfall deploys into a real asset and reduces same-year taxable income in one move.

    Offsetting a high-income year.
    Active business income · W-2 windfall · K-1 from a strong year

    You have material active income this year — from a business, equity comp, or a particularly strong K-1 — and you're looking for an asset that legitimately reduces taxable income through 100% Year-1 bonus depreciation.

    The equipment qualifies. Whether you qualify depends on at-risk basis, material participation, and your specific situation. Your CPA validates the fit.

    What you'll actually own

    Three categories. One platform.

    Participant-owned equipment sits inside a national rental network — same fleet, same software, same demand. Every piece is GPS-tracked with real-time telematics, so utilization, hours, and condition are reported continuously — you always know where your equipment is and how it's performing.

    Earthmoving, aerial, and material handling equipment
    01
    Earthmoving
    Site prep · Infrastructure
    • Dozers
    • Excavators
    • Skid steers
    Largest category by dollar volume. Steady demand from highway, utility, and commercial construction.
    02
    Aerial
    Vertical access · Maintenance
    • Scissor lifts
    • Telescopic booms
    • Articulating booms
    High utilization across data centers, warehouses, and commercial maintenance — work that doesn't stop with the construction cycle.
    03
    Material Handling
    Logistics · Yard operations
    • Forklifts
    • Telehandlers
    Workhorses of the rental yard — short cycles, broad customer base, indispensable to construction sites and distribution.

    Who runs the fleet

    Aerial view of a national equipment rental yard

    Built on real fleet scale.

    The operator is a publicly-traded U.S. equipment rental company with national reach. Operator identity, audited financials, and program-specific independent reports are shared during your intro call so you can verify independently.

    • Hundreds of rental yards nationally, and growing
    • Publicly-traded — financials are SEC-reported
    • Defined enrollment period with a clear exit strategy
    • Net monthly distributions on or about the 20th of each month
    • Independent reports available during evaluation
    See if this fits →

    Why Cochran Capital

    An experienced firm behind every deal.

    OwnaFleet is the managed heavy-equipment ownership program from Cochran Capital, an investment firm focused on real assets, infrastructure, and asset-backed yield. We connect qualified participants to a major publicly-traded operator's national rental fleet, run the front-end relationship through closing, and stay involved across the full lifecycle of the deal.

    What that means for you: a single, accountable point of contact through closing; flexibility on minimums earned through long-term partner relationships; an independent CPA agreed-upon-procedures review of the program on file; and an advocate for your interests at every step. Same program, same economics, better access.

    Led by Josh Cochran, founder of Cochran Capital · Dover, DE.

    Disclosure: Cochran Management LLC is not a financial, tax, or legal advisor and does not provide such advice. The firm participates in the program itself and works directly with the operations team to help refine the participant experience. Cochran Management is compensated by the program's operating partners on completed deals — at no additional cost to you.

    “

    OwnaFleet helped me keep roughly $350,000 that otherwise would have gone to taxes.

    Dr. Jeremiah SturgillOrthodontist · Tennessee · Program Participant

    Individual results, shared with permission. Not typical and not a prediction of any outcome. The tax figures reflect this participant's own situation; nothing here is tax advice, and your CPA confirms what applies to you.

    Tell us about your tax year

    Drop your details below.

    Once you submit, you'll get a booking link and the full 22-slide overview.

    Best fits: $1M+ windfall or $500K+ annual income

    By submitting, you consent to be contacted by Cochran Management and our program partners. Your information is shared only with the program's vetted partners for the purpose of evaluating your participation. We do not sell or share your data.

    Step 1You are here
    Fill out the form on the left. Takes about a minute.
    Step 2
    Right after you submit, book your intro call and review the 22-slide overview deck — both embedded on the next page. No emails to dig through.
    Step 3
    After our call, if it's a fit, we send you the credit application link to complete on your time.
    Frequently Asked Questions →Participant records →

    Important program, tax, and risk disclosures

    Information only. OwnaFleet is operated by Cochran Management LLC, a Wyoming limited liability company. This material is educational and informational only. It is not financial, tax, legal, investment, or accounting advice, an offer or solicitation of a security, a financing commitment, or a guarantee of any tax, operating, cash-flow, resale, or other result. A participant acquires identified equipment through the participant's own LLC and remains responsible for the business and the obligations assigned to the owner under the governing agreements.

    Depreciation is not the same as a currently usable loss. Gross bonus depreciation is calculated from eligible tax basis in qualified equipment. Net business income or loss also reflects rental revenue, interest, fees, maintenance, and other items. The amount and character currently usable on a participant's return can differ from gross depreciation, and disallowed amounts may be suspended or carried forward rather than used in the current year.

    Tax limitations are participant-specific. Tax treatment depends on the equipment, acquisition and placed-in-service facts, filing status, tax basis, amount at risk, activity characterization, material participation, passive-activity rules, excess-business-loss limitations, net-operating-loss rules, state conformity, and the participant's other income and losses. Rental-activity treatment and whether a loss can offset W-2, K-1, business, capital-gain, or other income require independent analysis. Participants should engage their own CPA and qualified tax counsel before relying on any projected tax result. Work authorization can limit whether certain participants may lawfully perform services for a separate equipment business and should be reviewed where relevant.

    Financing, fees, and operating risk. Financing is subject to lender underwriting and generally includes recourse debt and a personal guarantee. Program charges may include a one-time platform or setup fee, ongoing asset-management charges, financing costs, maintenance, insurance, taxes, licensing, and other expenses described in the transaction documents. Rental demand, utilization, revenue, operating expenses, equipment condition, counterparty performance, interest costs, and resale value can vary. Cash flow may be insufficient to cover debt service or other obligations, and the participant remains responsible for the debt and personal guarantee.

    Exit and recapture. Equipment ownership is illiquid and involves a multi-year commitment. A sale or other disposition may produce depreciation recapture and other federal or state tax consequences. Any limited-loss, remarketing, insurance, or contractual protection is subject to its terms, exclusions, counterparty performance, and the governing documents and does not eliminate the risk of loss.

    Review the controlling documents. Illustrations and representative models are not promises and may not reflect a participant's actual transaction. The executed participant agreement, lender documents, personal guarantee, insurance policies, fee disclosures, tax advice from the participant's independent advisors, and other governing documents control. © 2026 Cochran Management LLC.