A turnkey solution for windfall recipients and high-income earners to own a real, cash-flowing fleet, take 100% bonus depreciation in year 1 — fully managed by a major publicly-traded U.S. rental operator.
See if this fits →Move the slider to see how much cash deploys upfront and what the Year-1 tax shelter looks like at your tax rate.
Average fleet purchase is $1.2M. Typical minimum is $500K.
Why this matters: 100% bonus depreciation creates an ordinary business loss. With material participation in the equipment rental activity (which the program is structured to satisfy), that loss offsets all income types — W-2 wages, K-1 income, AND capital gains from a windfall. ~80% of participants come in with a windfall — practice sale, stock sale, business exit.
100% bonus depreciation was restored under the One Big Beautiful Bill Act for qualifying property placed in service after Jan 19, 2025. Whether and how it applies depends on your income, participation, basis, and entity structure. Your CPA confirms scope before you sign. This is not tax advice.
Informational only · Personal guarantee required · Confirm tax treatment with your CPA
Most participants come through one of two doors — diversifying a windfall into a tax-advantaged real asset, or offsetting a strong income year. The program is structured for both.
You've had a liquidity event and you're looking for something real — a fleet that pays you, isn't correlated to public markets, and doesn't require you to run a business to own it.
The full equipment purchase also typically qualifies for 100% Year-1 bonus depreciation — so your windfall deploys into a real asset and reduces same-year taxable income in one move.
You have material active income this year — from a business, equity comp, or a particularly strong K-1 — and you're looking for an asset that legitimately reduces taxable income through 100% Year-1 bonus depreciation.
The equipment qualifies. Whether you qualify depends on at-risk basis, material participation, and your specific situation. Your CPA validates the fit.
Participant-owned equipment sits inside a national rental network — same fleet, same software, same demand. Every piece is GPS-tracked with real-time telematics, so utilization, hours, and condition are reported continuously — you always know where your equipment is and how it's performing.
The operator is a publicly-traded U.S. equipment rental company with national reach. Operator identity, audited financials, and program-specific independent reports are shared during your intro call so you can verify independently.
OwnaFleet is the program brand under Cochran Capital for managed heavy-equipment ownership. We connect qualified participants to the operator's national rental fleet, run the front-end relationship through closing, and stay involved across the lifecycle of the deal.
Cochran Capital is the investment firm behind OwnaFleet — focused on real assets, infrastructure, and asset-backed yield. Founded by Josh Cochran. Based in Dover, DE.
Working with us means a single point of contact through closing, flexibility on minimums based on long-term partner relationships, and an advocate for your interests through the entire deal.
Disclosure: Josh is not a financial, tax, or legal advisor. He participates in the program himself and works directly with the operations team, helping refine the participant experience. He is compensated on completed deals — at no additional cost to you.
OwnaFleet helped me keep roughly $350,000 that otherwise would have gone to taxes.
Once you submit, you'll get a booking link with Josh and the full 21-slide overview.
Best fits: $1M+ windfall or $500K+ annual income